Payment Gateways

Type 

 Description 

 Set up Time 

 Charges 

 

 

 Direct Credit 

 This requires your bank account information, people deposit money in your account and you need to manually receipt & reconcile. 

 None 

 Nil 

 

 

 Paypal 

 Paypal accepts payments from people with paypal accounts, and can also be used for Visa/Mastercard payments https://www.paypal.com 

 15 mins 

 Free setup 3.4% + $0.45 NZD per payment 

 

 

 Paystation 

 Paystation is a payment gateway, they handle the creditcard processing online, but you still need to have a merchant account with a bank to use it. http://www.paystation.co.nz/ 

 2 weeks 

 Monthly fee includes a set number of transactions + bank charges 

 

 

 DPS / Paymentexpress   

 DPS is a payment gateway, they handle the creditcard processing online, but you still need to have a merchant account with a bank to use it. https://www.paymentexpress.co.nz/ 

 2 weeks 

 Monthly fee includes a set number of transactions + bank charges 

 

 

 Braintree Payments 

 Braintree is a payment gateway and merchant account combined. They offer slightly cheaper rates then paypal, and money is deposited directly into your account, rather than an intermediary paypal account. Accepts paypal payments too. https://www.braintreepayments.com 

 10 days 

 2.9% + $0.45 NZD per payment 

 

 

 SwipeHQ 

 SwipeHQ is a payment gateway and merchant account combined.  https://www.swipehq.co.nz/ 

 10 days 

 $99+GST Set up Fee, 2.75% NZD per payment 

 

 

 Stripe 

 Stripe is a payment gateway and merchant account combined. https://stripe.com/nz 

   

 2.9% + $0.30 NZD per payment 

 

 

 

 Please note prices are from 3rd party providers may change without prior notice, prices are stated in NZD and were last updated on 19th July 2017