Payment Gateways

Type Description Set up Time Charges
Direct Credit This requires your bank account information, people deposit money in your account and you need to manually receipt & reconcile. None Nil
Paypal Paypal accepts payments from people with paypal accounts, and can also be used for Visa/Mastercard payments
https://www.paypal.com
15 mins Free setup
3.4% + $0.45 NZD per payment
Paystation Paystation is a payment gateway, they handle the creditcard processing online, but you still need to have a merchant account with a bank to use it.
http://www.paystation.co.nz/
2 weeks Monthly fee includes a set number of transactions + bank charges
DPS / Paymentexpress  DPS is a payment gateway, they handle the creditcard processing online, but you still need to have a merchant account with a bank to use it.
https://www.paymentexpress.co.nz/
2 weeks Monthly fee includes a set number of transactions + bank charges
Braintree Payments Braintree is a payment gateway and merchant account combined. They offer slightly cheaper rates then paypal, and money is deposited directly into your account, rather than an intermediary paypal account. Accepts paypal payments too.
https://www.braintreepayments.com
10 days 2.9% + $0.45 NZD per payment
SwipeHQ SwipeHQ is a payment gateway and merchant account combined. 
https://www.swipehq.co.nz/
10 days $99+GST Set up Fee, 2.75% NZD per payment
Stripe Stripe is a payment gateway and merchant account combined.
https://stripe.com/nz
  2.9% + $0.30 NZD per payment

Please note prices are from 3rd party providers may change without prior notice, prices are stated in NZD and were last updated on 19th July 2017